Terms and Conditions

We grant you a limited, non exclusive, non transferable right to access and use the Site and its calculators for your personal, non commercial use. You agree not to misuse the Site, interfere with its operation, attempt to gain unauthorized access, or copy or redistribute our content without permission.

The Site provides financial calculators and general educational content. All results and content are for informational and illustrative purposes only. Nothing on the Site is financial, investment, tax, or legal advice, and nothing should be treated as a recommendation to open, close, or manage any account. Please read our Financial Disclaimer.

The Site and its content are provided as is and as available, without warranties of any kind, express or implied. We do not warrant that the Site will be uninterrupted, error free, or secure, or that calculator results will be accurate for your specific circumstances. Actual returns depend on your bank's exact terms.

Our calculators use standard financial formulas and the figures you enter. Results are estimates only and may differ from the actual amounts your bank calculates, due to factors such as day count conventions, rounding, rate changes, and specific account terms. Always confirm figures with your financial institution.

To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, consequential, or other damages arising from your use of, or inability to use, the Site or its content, including any decisions you make based on calculator results.

Unless otherwise stated, the content, design, text, and tools on the Site are owned by us or our licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without our written permission.

The Site may contain links to third party websites, such as government agencies and banks, provided for convenience. We do not control or endorse these sites and are not responsible for their content, accuracy, or practices.

You agree to use the Site only for lawful purposes. You may not use the Site in any way that could damage, disable, or impair it, or interfere with any other party's use of it.

We may modify, suspend, or discontinue any part of the Site at any time without notice. We may also update these Terms from time to time. Changes take effect when posted, and your continued use of the Site means you accept the updated Terms.

These Terms are governed by the laws of the jurisdiction in which the operator of the Site is established, without regard to its conflict of law rules. Any dispute arising from these Terms or your use of the Site will be subject to the courts of that jurisdiction.

If you have questions about these Terms, contact us at [email protected] or through our Contact Us page.