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Privacy Policy

This Privacy Policy explains how The CD Calculator, which operates thecdcalculator.com (the Site), collects, uses, and protects information when you use our website and tools.

  • Effective date: October 1, 2026

Information We Collect

Calculator inputs. The numbers you enter into our calculators, such as deposit amount, rate, and term, are used only to generate your results. They are processed in your browser and we do not require you to provide personal information to use the calculators.

Information you provide. If you contact us, we collect the details you send, such as your name, email address, and message.

Information collected automatically. Like most websites, we automatically collect certain technical data when you visit, such as your IP address, browser type, device type, pages viewed, and the time and date of your visit. This is collected through cookies and similar technologies.

Cookies and Tracking Technologies

We use cookies and similar technologies to operate the Site, understand how it is used, and improve it. This may include analytics services such as Google Analytics, and, if we introduce advertising in future, advertising services such as Google AdSense. These third parties may set their own cookies. You can control or disable cookies through your browser settings, though some features may not work as intended if you do.

How We Use Information

We use the information we collect to:

  • Provide and operate our calculators and content
  • Respond to your questions and requests
  • Analyze site usage and improve our tools and content
  • Maintain the security and proper functioning of the Site
  • Display advertising, where applicable

How We Share Information

We do not sell your personal information. We may share information with:

  • Service providers who help us run the Site, such as hosting and analytics providers
  • Advertising partners, where applicable, in line with their own privacy policies
  • Legal authorities, if required by law or to protect our rights

Third-Party Services

The Site relies on third party services for analytics, hosting, and possibly advertising. These providers handle data under their own privacy policies. We encourage you to review the privacy policy of any third party service, including Google's Privacy Policy, to understand how they process data.

Your Privacy Rights

Depending on where you live, you may have rights over your personal information, such as the right to access, correct, or delete it, or to opt out of certain data uses.

  • California residents may have rights under the CCPA, including the right to know, delete, and opt out of the sale of personal information.
  • Residents of the EU or UK may have rights under the GDPR, including access, correction, deletion, and objection.

To exercise any of these rights, contact us at [email protected].

Data Retention

We keep information only as long as needed for the purposes described here, or as required by law. Analytics data is retained according to our analytics provider's settings.

Children's Privacy

The Site is not directed to children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided us information, please contact us and we will delete it.

Data Security

We take reasonable measures to protect the information we collect. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the effective date at the top of this page. Your continued use of the Site after changes means you accept the updated policy.

Contact Us

If you have questions about this Privacy Policy, contact us at [email protected] or through our Contact Us page.