.cdc-layout{display:block;padding:52px 0 24px}
.cdc-main{min-width:0;max-width:820px;margin:0 auto}
.cdc-toc{max-width:820px;margin:0 auto 46px;border:1px solid var(--border);border-radius:var(--r-l);background:#fff;box-shadow:var(--sh-s);overflow:hidden;transition:box-shadow .26s var(--ease),border-color .26s ease}
.cdc-toc:hover{border-color:#c9d5e6}
.cdc-toc.is-open{box-shadow:var(--sh-m)}
.cdc-toc__toggle{display:flex;width:100%;align-items:center;gap:15px;padding:18px 22px;background:linear-gradient(180deg,#fff,var(--surface));border:0;cursor:pointer;text-align:left}
.cdc-toc__badge{display:grid;place-items:center;width:42px;height:42px;flex:none;border-radius:12px;background:var(--primary-soft);color:var(--primary);transition:background-color .26s ease,color .26s ease}
.cdc-toc.is-open .cdc-toc__badge,.cdc-toc__toggle:hover .cdc-toc__badge{background:var(--brand);color:#fff}
.cdc-toc__toggle-l{flex:1;min-width:0;display:flex;flex-direction:column;gap:2px}
.cdc-toc__hd{font-size:17px;font-weight:700;color:var(--brand);letter-spacing:-.01em}
.cdc-toc__sub{font-size:13.5px;color:var(--muted);font-weight:500}
.cdc-toc__count{display:grid;place-items:center;min-width:28px;height:28px;padding:0 9px;flex:none;border-radius:999px;background:var(--surface);border:1px solid var(--border);color:var(--muted);font-size:12.5px;font-weight:800}
.cdc-toc.is-open .cdc-toc__count{background:var(--accent-soft);border-color:transparent;color:var(--accent)}
.cdc-toc__chev{display:grid;place-items:center;flex:none;color:var(--muted);transition:transform .3s var(--ease),color .2s ease}
.cdc-toc.is-open .cdc-toc__chev{transform:rotate(180deg);color:var(--brand)}
.cdc-toc__inner{display:none;padding:18px 22px 22px;border-top:1px solid var(--border)}
.cdc-toc.is-open .cdc-toc__inner{display:block;animation:cdcFade .26s var(--ease)}
.cdc-toc__title{display:none}
.cdc-toc__list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:2px 24px}
.cdc-toc__item{position:relative}
.cdc-toc__link{display:flex;gap:12px;align-items:baseline;padding:9px 12px 9px 11px;border-radius:9px;color:var(--muted);font-size:14.8px;line-height:1.45;text-decoration:none;transition:color .2s ease,background-color .2s ease,transform .2s var(--ease)}
.cdc-toc__link:hover{color:var(--brand);background:var(--surface);transform:translateX(2px)}
.cdc-toc__num{font-size:11.5px;font-weight:800;color:#a9b6c8;letter-spacing:.04em;flex:none;padding-top:1px}
.cdc-toc__text{flex:1}
.cdc-toc__item.is-active .cdc-toc__link{color:var(--brand);font-weight:700;background:var(--accent-soft)}
.cdc-toc__item.is-active .cdc-toc__num{color:var(--accent)}
.cdc-sec{padding:0 0 46px;scroll-margin-top:100px}
.cdc-h{font-size:clamp(1.55rem,2.7vw,2.05rem);line-height:1.22;letter-spacing:-.021em;color:var(--brand);font-weight:800;margin:0 0 18px;position:relative;padding-top:24px}
.cdc-h::before{content:"";position:absolute;top:0;left:0;width:46px;height:4px;border-radius:4px;background:linear-gradient(90deg,var(--primary),var(--accent))}
h3.cdc-h{font-size:1.3rem;padding-top:0;margin-top:6px}
h3.cdc-h::before{display:none}
.cdc-prose p{margin:0 0 18px}
.cdc-prose p:last-child{margin-bottom:0}
.cdc-prose strong{color:var(--brand);font-weight:700}
.cdc-prose a,.cdc-a{color:var(--primary);font-weight:600;text-decoration:none;border-bottom:1.5px solid rgba(30,86,201,.28);transition:border-color .2s ease,color .2s ease,background-color .2s ease;padding-bottom:1px}
.cdc-prose a:hover,.cdc-a:hover{color:var(--primary-hover);border-bottom-color:var(--primary-hover);background:var(--primary-soft)}
.cdc-a__ext{display:inline;vertical-align:-1px;margin-left:4px}
.cdc-prose ul,.cdc-prose ol{margin:0 0 18px;padding-left:22px}
.cdc-prose li{margin-bottom:8px}
.cdc-take{display:flex;gap:16px;align-items:flex-start;margin:0 0 46px;padding:22px 24px;background:linear-gradient(180deg,#fff,var(--surface));border:1px solid var(--border);border-left:4px solid var(--accent);border-radius:var(--r-m);box-shadow:var(--sh-s)}
.cdc-take__ico{display:grid;place-items:center;width:40px;height:40px;flex:none;border-radius:11px;background:var(--accent-soft);color:var(--accent)}
.cdc-take__text{margin:0;font-size:16.5px;line-height:1.6;font-weight:600;color:var(--brand)}
.cdc-steps{list-style:none;margin:26px 0 22px;padding:0;display:grid;gap:14px}
.cdc-step{display:flex;gap:16px;padding:20px 22px;background:#fff;border:1px solid var(--border);border-radius:var(--r-m);transition:transform .24s var(--ease),box-shadow .24s var(--ease),border-color .24s ease}
.cdc-step:hover{transform:translateY(-2px);box-shadow:var(--sh-m);border-color:#c9d5e6}
.cdc-step__n{flex:none;display:grid;place-items:center;width:34px;height:34px;border-radius:10px;background:var(--brand);color:#fff;font-weight:800;font-size:15px}
.cdc-step__t{display:flex;align-items:center;gap:9px;margin:4px 0 6px;font-weight:700;font-size:16.5px;color:var(--brand)}
.cdc-step__i{color:var(--primary)}
.cdc-step__x{margin:0;color:var(--muted);font-size:15.5px}
.cdc-cards{display:grid;gap:14px;margin:26px 0 0}
.cdc-cards--2{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.cdc-cards--3{grid-template-columns:repeat(auto-fit,minmax(224px,1fr))}
.cdc-card{position:relative;padding:22px;background:#fff;border:1px solid var(--border);border-radius:var(--r-m);overflow:hidden;transition:transform .26s var(--ease),box-shadow .26s var(--ease),border-color .26s ease}
.cdc-card::before{content:"";position:absolute;left:0;top:0;height:3px;width:100%;background:linear-gradient(90deg,var(--primary),var(--accent));transform:scaleX(0);transform-origin:left;transition:transform .34s var(--ease)}
.cdc-card:hover{transform:translateY(-3px);box-shadow:var(--sh-m);border-color:#c9d5e6}
.cdc-card:hover::before{transform:scaleX(1)}
.cdc-card__ico{display:grid;place-items:center;width:42px;height:42px;border-radius:12px;background:var(--primary-soft);color:var(--primary);margin-bottom:14px;transition:background-color .26s ease,color .26s ease}
.cdc-card:hover .cdc-card__ico{background:var(--brand);color:#fff}
.cdc-card__t{margin:0 0 7px;font-size:16.5px;font-weight:700;color:var(--brand)}
.cdc-card__x{margin:0;font-size:15px;color:var(--muted);line-height:1.6}
.cdc-tablewrap{margin:26px 0}
.cdc-scroll{overflow-x:auto;border:1px solid var(--border);border-radius:var(--r-m);background:#fff;-webkit-overflow-scrolling:touch}
.cdc-table{width:100%;border-collapse:collapse;font-size:15.5px}
.cdc-table th,.cdc-table td{padding:14px 16px;text-align:left;border-bottom:1px solid var(--border);white-space:nowrap}
.cdc-table thead th{background:var(--brand);color:#fff;font-size:12.5px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;border-bottom:0}
.cdc-table tbody tr{transition:background-color .18s ease}
.cdc-table tbody tr:nth-child(even){background:#fbfcfe}
.cdc-table tbody tr:hover{background:var(--primary-soft)}
.cdc-table tbody tr:last-child th,.cdc-table tbody tr:last-child td{border-bottom:0}
.cdc-table tbody th{font-weight:700;color:var(--brand)}
.cdc-table .is-num{font-variant-numeric:tabular-nums;font-weight:600}
.cdc-table .is-hl{color:var(--accent);font-weight:700}
.cdc-table--tight{font-size:14.5px}
.cdc-table--tight th,.cdc-table--tight td{padding:10px 13px}
.cdc-cap{display:flex;gap:8px;align-items:flex-start;margin:11px 2px 0;font-size:13.5px;color:var(--muted)}
.cdc-cap .cdc-ico{margin-top:2px;color:#93a2b6}
.cdc-faq{margin-top:24px;border:1px solid var(--border);border-radius:var(--r-m);overflow:hidden;background:#fff}
.cdc-faq__i+.cdc-faq__i{border-top:1px solid var(--border)}
.cdc-faq__h{margin:0;font-size:inherit;font-weight:inherit}
.cdc-faq__q{display:flex;width:100%;align-items:center;justify-content:space-between;gap:18px;padding:19px 22px;background:none;border:0;text-align:left;cursor:pointer;font-size:16.5px;font-weight:700;color:var(--brand);transition:background-color .2s ease}
.cdc-faq__q:hover{background:var(--surface)}
.cdc-faq__sign{position:relative;flex:none;width:26px;height:26px;border-radius:8px;background:var(--surface);transition:background-color .24s ease,transform .3s var(--ease)}
.cdc-faq__sign i{position:absolute;left:50%;top:50%;width:11px;height:2px;border-radius:2px;background:var(--primary);transform:translate(-50%,-50%);transition:transform .3s var(--ease),opacity .2s ease}
.cdc-faq__sign i:last-child{transform:translate(-50%,-50%) rotate(90deg)}
.cdc-faq__q[aria-expanded="true"] .cdc-faq__sign{background:var(--brand);transform:rotate(180deg)}
.cdc-faq__q[aria-expanded="true"] .cdc-faq__sign i{background:#fff}
.cdc-faq__q[aria-expanded="true"] .cdc-faq__sign i:last-child{opacity:0}
.cdc-faq__a{padding:0 22px 20px;animation:cdcFade .26s var(--ease)}
.cdc-faq__a .cdc-prose{color:var(--muted);font-size:15.8px}
.cdc-figure{margin:26px 0 0}
.cdc-figure img{border-radius:var(--r-m);border:1px solid var(--border);display:block}
.cdc-figure--wide{margin-left:-40px;margin-right:-40px}
.cdc-figure__ph{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:10px;min-height:220px;border:1.5px dashed var(--border);border-radius:var(--r-m);background:var(--surface);color:#93a2b6;font-size:14px}
.cdc-rel{display:grid;gap:10px;margin-top:24px}
.cdc-rel__i{display:flex;align-items:center;gap:15px;padding:16px 18px;background:#fff;border:1px solid var(--border);border-radius:var(--r-m);text-decoration:none;transition:transform .24s var(--ease),box-shadow .24s var(--ease),border-color .24s ease}
.cdc-rel__i:hover{transform:translateX(4px);box-shadow:var(--sh-m);border-color:var(--primary)}
.cdc-rel__ico{display:grid;place-items:center;width:40px;height:40px;flex:none;border-radius:11px;background:var(--primary-soft);color:var(--primary);transition:background-color .24s ease,color .24s ease}
.cdc-rel__i:hover .cdc-rel__ico{background:var(--primary);color:#fff}
.cdc-rel__b{flex:1;min-width:0;display:block}
.cdc-rel__t{display:block;font-weight:700;font-size:16px;color:var(--brand)}
.cdc-rel__x{display:block;font-size:14px;color:var(--muted);margin-top:2px}
.cdc-rel__go{color:#a9b6c8;transition:transform .26s var(--ease),color .24s ease}
.cdc-rel__i:hover .cdc-rel__go{transform:translateX(4px);color:var(--primary)}
.cdc-src{list-style:none;margin:24px 0 0;padding:0;display:grid;gap:10px}
.cdc-src__i{display:flex;gap:12px;align-items:flex-start;padding:15px 18px;background:var(--surface);border:1px solid var(--border);border-radius:var(--r-m)}
.cdc-src__ico{color:var(--accent);margin-top:3px}
.cdc-src__i em{display:block;font-style:normal;font-size:14px;color:var(--muted);margin-top:2px}
.cdc-cta{display:flex;align-items:center;justify-content:space-between;gap:26px;flex-wrap:wrap;margin:10px 0 46px;padding:34px 36px;border-radius:var(--r-l);background:var(--brand);color:#fff;position:relative;overflow:hidden}
.cdc-cta::after{content:"";position:absolute;right:-80px;bottom:-120px;width:340px;height:340px;border-radius:50%;background:radial-gradient(circle,rgba(30,86,201,.55),transparent 62%)}
.cdc-cta__b{position:relative;z-index:1;max-width:520px}
.cdc-cta__h{margin:0 0 7px;font-size:1.45rem;font-weight:800;letter-spacing:-.02em;color:#fff}
.cdc-cta__x{margin:0;color:rgba(255,255,255,.76);font-size:15.5px}
.cdc-cta .cdc-btn{position:relative;z-index:1}
.cdc-foot{background:var(--brand);color:rgba(255,255,255,.72);padding:64px 0 30px;margin-top:40px}
.cdc-foot__top{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,2fr);gap:50px;padding-bottom:36px;border-bottom:1px solid rgba(255,255,255,.12)}
.cdc-foot__mark{display:block;margin-bottom:16px}
.cdc-foot__h{margin:0 0 9px;color:#fff;font-weight:700;font-size:16px}
.cdc-foot__x{margin:0;font-size:14.5px;line-height:1.66;max-width:44ch}
.cdc-foot__cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:28px}
.cdc-foot__ch{margin:0 0 13px;color:#fff;font-size:12.5px;font-weight:800;letter-spacing:.09em;text-transform:uppercase}
.cdc-foot__col ul{list-style:none;margin:0;padding:0;display:grid;gap:9px}
.cdc-foot__col a{color:rgba(255,255,255,.72);font-size:14.5px;text-decoration:none;transition:color .18s ease,padding-left .22s var(--ease)}
.cdc-foot__col a:hover{color:#fff;padding-left:5px}
.cdc-foot__disc{display:flex;gap:12px;align-items:flex-start;margin:26px 0 0;padding:18px 20px;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.11);border-radius:var(--r-m)}
.cdc-foot__disc p{margin:0;font-size:13.5px;line-height:1.62;color:rgba(255,255,255,.66)}
.cdc-foot__disc-ico{color:rgba(255,255,255,.5);margin-top:2px}
.cdc-foot__bot{display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap;margin-top:26px;padding-top:22px;border-top:1px solid rgba(255,255,255,.12)}
.cdc-foot__bot p{margin:0;font-size:13.5px;color:rgba(255,255,255,.58)}
.cdc-foot__bot ul{display:flex;gap:20px;list-style:none;margin:0;padding:0;flex-wrap:wrap}
.cdc-foot__bot a{color:rgba(255,255,255,.58);font-size:13.5px;text-decoration:none;transition:color .18s ease}
.cdc-foot__bot a:hover{color:#fff}
.cdc-totop{position:fixed;right:22px;bottom:22px;width:46px;height:46px;display:grid;place-items:center;border-radius:50%;border:1px solid var(--border);background:#fff;color:var(--brand);box-shadow:var(--sh-m);cursor:pointer;opacity:0;visibility:hidden;transform:translateY(10px);transition:all .28s var(--ease);z-index:90}
.cdc-totop.is-on{opacity:1;visibility:visible;transform:none}
.cdc-totop:hover{background:var(--brand);color:#fff;transform:translateY(-3px)}
@media (max-width:900px){
.cdc-nav{display:none}
.cdc-burger{display:block}
.cdc-head__cta{display:none}
.cdc-tool__grid{grid-template-columns:1fr}
.cdc-tool__form{border-right:0;border-bottom:1px solid var(--border)}
.cdc-hero{padding:56px 0 110px}
.cdc-toolwrap{margin-top:-82px}
.cdc-layout{padding-top:42px}
.cdc-toc__list{grid-template-columns:1fr}
.cdc-figure--wide{margin-left:0;margin-right:0}
.cdc-foot__top{grid-template-columns:1fr;gap:34px}
}
@media (max-width:620px){
body.cdc-body{font-size:16.5px}
.cdc-wrap{padding:0 18px}
.cdc-tool__form,.cdc-tool__out{padding:20px}
.cdc-tool__head{padding:16px 20px}
.cdc-res{padding:20px}
.cdc-cta{padding:26px 22px}
.cdc-sec{padding-bottom:38px}
.cdc-toc{margin-bottom:38px}
.cdc-toc__toggle{padding:15px 16px;gap:12px}
.cdc-toc__badge{width:38px;height:38px}
.cdc-toc__hd{font-size:16px}
.cdc-toc__sub{display:none}
.cdc-toc__inner{padding:14px 14px 18px}
.cdc-take{padding:18px;gap:13px;margin-bottom:38px}
.cdc-step{padding:17px}
.cdc-scroll{border:0;border-radius:0}
.cdc-table{font-size:15px}
.cdc-table thead{display:none}
.cdc-table tbody tr{display:block;border:1px solid var(--border);border-radius:var(--r-m);margin-bottom:10px;background:#fff}
.cdc-table tbody tr:nth-child(even){background:#fff}
.cdc-table tbody th,.cdc-table tbody td{display:flex;justify-content:space-between;gap:16px;white-space:normal;padding:11px 14px;border-bottom:1px solid var(--border)}
.cdc-table tbody th::before,.cdc-table tbody td::before{content:attr(data-l);font-size:12.5px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--muted);flex:none}
.cdc-table tbody tr th:first-child{background:var(--surface)}
.cdc-faq__q{padding:16px 18px;font-size:16px}
.cdc-faq__a{padding:0 18px 18px}
}
@media (prefers-reduced-motion:reduce){
*,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;scroll-behavior:auto!important}
}
@media print{.cdc-head,.cdc-foot,.cdc-toc,.cdc-totop,.cdc-tool__actions,.cdc-tool__foot{display:none!important}}

.cdc-sec--lead{padding-bottom:34px}
.cdc-sec--lead .cdc-prose p{font-size:1.1em;line-height:1.62;color:var(--text)}
.cdc-sec--lead .cdc-prose p:first-child::first-letter{font-weight:600}
.cdc-hero__points{margin-top:22px}
.cdc-hero__title:last-child{margin-bottom:0}

.cdc-body:not(.cdc-has-tool) .cdc-hero{padding-bottom:64px}
.cdc-body:not(.cdc-has-tool) .cdc-layout{padding-top:48px}
@media (max-width:900px){.cdc-body:not(.cdc-has-tool) .cdc-hero{padding-bottom:48px}}

.cdc-meta{display:flex;align-items:center;gap:8px;margin:0 0 20px;font-size:13.5px;font-weight:600;color:var(--muted)}
.cdc-meta .cdc-ico{color:#93a2b6}
.cdc-pager{display:flex;flex-wrap:wrap;gap:8px;margin-top:28px}
.cdc-pager .page-numbers{display:grid;place-items:center;min-width:42px;height:42px;padding:0 13px;border:1px solid var(--border);border-radius:10px;background:#fff;color:var(--brand);font-size:14.5px;font-weight:700;text-decoration:none;transition:all .2s var(--ease)}
.cdc-pager .page-numbers:hover{border-color:var(--primary);color:var(--primary);transform:translateY(-1px)}
.cdc-pager .page-numbers.current{background:var(--brand);border-color:var(--brand);color:#fff}

/* ---- simple vs compound strip ---- */
.cdc-cmp{margin:0 0 14px;padding:16px 18px;border:1px solid var(--border);border-radius:var(--r-l);background:#fff}
.cdc-cmp__h{display:flex;align-items:center;gap:9px;margin:0 0 13px;font-size:12.5px;font-weight:800;letter-spacing:.05em;text-transform:uppercase;color:var(--muted)}
.cdc-cmp__h .cdc-ico{color:var(--primary)}
.cdc-cmp__grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:10px}
.cdc-cmp__i{display:flex;flex-direction:column;gap:4px;padding:12px 14px;border-radius:var(--r-m);background:var(--surface)}
.cdc-cmp__k{font-size:12px;font-weight:600;letter-spacing:.03em;text-transform:uppercase;color:var(--muted)}
.cdc-cmp__v{font-size:18px;font-weight:700;color:var(--brand)}
.cdc-cmp__v.is-pos{color:var(--accent)}
.cdc-cmp__n{margin:12px 0 0;font-size:13px;color:var(--muted);line-height:1.55}

/* ---- related calculators under the tool, full width ---- */
.cdc-relwrap{display:block;padding-top:40px}
.cdc-relwrap .cdc-sec{padding-bottom:0}
.cdc-relwrap .cdc-rel{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
.cdc-relwrap .cdc-rel__i:hover{transform:translateY(-3px)}
.cdc-relwrap .cdc-rel__i:hover .cdc-rel__go{transform:translateX(4px)}
@media (max-width:980px){.cdc-relwrap .cdc-rel{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:620px){.cdc-relwrap{padding-top:30px}.cdc-relwrap .cdc-rel{grid-template-columns:1fr}}

/* fixed card columns */
.cdc-cards--2{grid-template-columns:repeat(2,minmax(0,1fr))}
.cdc-cards--3{grid-template-columns:repeat(3,minmax(0,1fr))}
@media (max-width:860px){.cdc-cards--3{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:620px){.cdc-cards--2,.cdc-cards--3{grid-template-columns:1fr}}